Montcalm TCR, LLC (“Montcalm”) is a SEC registered investment adviser with an office in San Francisco, California. Certain Investment Adviser Representatives of Montcalm may also be licensed as registered representatives of Mutual Securities, Inc. (“Mutual Securities”) and may transact securities related business in that capacity. Montcalm may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Montcalm’s web site on the internet is limited to the dissemination of generic information pertaining to its advisory services, together with access to investment related information and links. The publication of Montcalm’s website on the internet should not be construed by any consumer or prospective client as a solicitation to effect transactions in securities or the rendering of personalized investment advice for compensation, over the internet. A copy of Montcalm’s current written disclosure statement discussing its business operations, services and fees is available upon written request. Montcalm does not make any representation or warranties as to the accuracy, timeliness, suitability, completeness or relevance of any information prepared by any unaffiliated third party whether linked to Montcalm’s web site or incorporated herein. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or strategy (including those recommended by Montcalm)or product made reference to directly or indirectly by Montcalm in its web site, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results, investment indices and/or categories generally do not reflect the deduction of transaction fees, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which have the effect of decreasing historical performance results. Certain portions of Montcalm’s web site may contain discussion of and/or provide access to Montcalm (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and recommendations(s). Moreover, no client or prospective client should assume that any such discussion serves as receipt of, or a substitute for, personal advice from Montcalm or from any other investment professional. Montcalm is not an attorney, and no portion of the web site content should be interpreted as legal advice. To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to Montcalm’s web site, the client or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed in any manner whatsoever, as the receipt of, or substitute for, personalized individual advice from Montcalm or from another investment professional. Each client or prospective client agrees, as a condition precedent to his/her/its access to Montcalm’s web site, to release and hold harmless Montcalm, its officers, directors, owners and employees from any and all adverse consequences resulting from and of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Montcalm.

Privacy Policy

Montcalm TCR LLC (“Montcalm”), an independent investment advisory and financial services firm, is committed to safeguarding the confidential information of its clients. We hold all personal information provided to our firm in the strictest confidence. These records include all personal information that we collect from you in connection with any of the services provided by Montcalm. We have never disclosed information to nonaffiliated third parties, except as permitted by law, and do not anticipate doing so in the future. If we were to anticipate such a change in our firm policy, we would be prohibited under the law from doing so without advising you first. As you know, we use financial and other personal information that you provide to us to help you meet your personal financial goals while guarding against any real or perceived infringements of your rights of privacy. Our policy with respect to personal information about you is listed below.

  • We limit employee and agent access to information only to those who have a business or professional reason for knowing, and only to nonaffiliated parties as permitted by law. (For example, Federal regulations permit us to share a limited amount of information about you with a brokerage firm in order to execute securities transactions on your behalf, or so that our firm can discuss your financial situation with your accountant or lawyer.)
  • We maintain a secure office and computer environment to ensure that your information is not placed at unreasonable risk.
  • The categories of nonpublic personal information that we collect from a client depend upon the scope of the client engagement. It will include information about your personal finances, information about your health to the extent that it is needed for the planning process, information about transactions between you and third parties, and information from consumer reporting agencies.
  • For unaffiliated third parties that require access to your personal information, including financial service companies, consultants, and auditors, we also require strict confidentiality in our agreements with them and expect them to keep this information private. Federal and state regulators may also review firm records as permitted under law.
  • We do not provide your personally identifiable information to mailing list vendors or solicitors for any purpose.
  • Personally identifiable information about you will be maintained during the time you are a client, and for the required time thereafter that such records are required to be maintained by Federal and state laws, and consistent with the CFP board, CFA Institute and NAEA Code of Ethics and Professional Responsibility. After this required period of record retention, all such information will be destroyed.