Building blocks for your
Portfolio
What is in your portfolio depends on your short-term needs, long term goals, personal values and interests, and portfolio size – sound investment fundamentals overlaid with what feels right to you.
What is in your portfolio depends on your short-term needs, long term goals, personal values and interests, and portfolio size – sound investment fundamentals overlaid with what feels right to you.
Custom bond portfolios provide reliable income and a low risk profile. Private investment funds have a higher degree of risk and opportunity for high return. Equity offerings are included when appropriate for diversification.
Our strategy of investing directly in individual securities bypasses much of the stress and risk related to the volatility of standard stock-market and bond fund
portfolios, while providing our clients with the financial returns they expect.
Montcalm’s sophisticated investment strategy is uncommon in the wealth management industry. Holly Ruxin’s distinctive background in fixed income and risk management is what enables us to understand and manage this portfolio approach.
We are very proud of our Montcalm platform of investments that we have built in-house with an eye towards the best finance fundamentals and what our clients need for their customized portfolios. In every case, you will know what your money is doing for you and for the world.
Montcalm skillfully chooses individual bonds for our client portfolios. This allows us to buy specific bonds according to our clients’ needs. The strategy for your portfolio will be based on your tax status and future cash flow.
For tax-advantaged accounts, includes corporate bonds, taxable municipal bonds, and taxable impact tagged bonds (green, social, or sustainability tagged)
Comprised of 100% impact tagged bonds (green, social, or sustainability tagged)
For accounts seeking tax-exempt income, includes federal tax-exempt municipal bonds and state tax-exempt where possible.
We maintain the highest standards of due diligence and fully vet every fund to ensure that it is well-suited for our clients while meeting our standards of integrity and return.
Provide loans to private companies at various stages with expectation of regular repayment to the fund and a predetermined interest rate.
These funds take ownership shares in higher-risk early-stage companies, with a high potential return.
Provide loans to early-stage venture capital-backed private companies. These are shorter term loans to riskier companies, with a correspondingly higher interest rate.
These funds remain open to investment over the life of the fund, with an indefinite maturity date. There are defined periodic liquidity cycles for the investor. Investments from the fund can be debt or equity.
We believe that stock market-based investments can have a place in every portfolio, if the strategy is purposefully formulated to capture gains while mitigating typical market volatility.
Consists of a set of selected public ETFs and mutual funds. Each public fund meets Montcalm’s criteria for financial performance and targets positive impact sectors. Diversified, global, and lower risk than the MIE.
Consists primarily of stocks of companies addressing critical needs for the future, including battery and electric vehicle technology, computer services, energy efficiency and distribution, renewable energy, digital infrastructure manufacturing, and water infrastructure. Companies must pass the Montcalm Impact Screen and address at least one of the United Nations’ Sustainable Development Goals (SDGs).
DISCLAIMER
This report does not constitute a recommendation of, and offer to sell, or the solicitation of an offer to buy any particular security, strategy or investment product. Any information here is obtained from what are considered reliable sources; however, its delivery does not warrant that the information contained is correct. This report is for informational purposes only and should not be construed as investment advice. Our views and opinions expressed in this report are current as of the date of this report and are subject to change. Past performance is not indicative of future results. Any reproduction or other distribution of this material in whole or in part without the prior written consent of Montcalm TCR LLC is prohibited.
